Insurance Adjuster Oscarborg: Okay, we’ve finished installing the cybernetics and we also swapped out your eye, left kidney, and right lung that had failed during cryostasis. At market prices, the cost is $112,224,994.37, and we have taken the liberty of securing a bank loan in your name to cover the principal at a market-beating interest rate of 17.7%.

Your first payment is due in one month, and there is a generous three-day grace period before repossession. Do keep in mind that you are ‘on the hook’ for the full cost, as it were, even if the replacements are damaged.

Now don’t worry. I know we’ve all heard about the “repo men” who carve organs out of those whose payments are in arrears, and I can assure you that no one is going to do that here. In the case of a repossession, we will take ownership of the entire body and it will be parted out to pay down your debt while your consciousness will be downloaded into our neural net to work pro-bono for the remainder of the principal.

Most are hired out to work for large-language models, but running a household smart device or sweet oblivion as a constituent part of an AI are also on the table in some instances.