Random Late Night Thought #271:

Are there really that many people with structured settlements or annuities? The advertisers sure seem to think so. And are all of them dumb enough not to realize that “cash now” is pennies on the dollar for what they have coming to them? It’s an interesting market, dumb people with a lot of money, but as Hummers and gold plated iPhones show, not a small one.

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